A new financial regulation defining “qualified mortgages” is due to take effect in January 2014. It would make the approval process for a mortgage stricter, both in the United States and Puerto Rico.
The uproar for the new iPhone 5 has died down a bit, so we now sit back and take a calm look at how the new gadget — or rather, a retooled Apple smartphone — can help business folks be more productive in some practical ways.