From financing to strategic partner: Redefining the relationship between banks and businesses
ADVERTORIAL
In an increasingly competitive market, banks serving the business sector face the need to offer more than just traditional financial products. Companies are looking for institutions that combine customized financing, state-of-the-art digital tools, and above all, personalized service that understands their financial needs.
Commercial loans: Customized financing to grow
Credit remains the foundation of the relationship between banking and businesses. However, current needs transcend simple access to capital. Companies require business loans designed to cover various purposes; from building new facilities and expanding operations to purchasing specialized machinery or strengthening working capital.
“Financing equipment and real estate development are two different things. Banks must understand those differences and offer products tailored to each client’s situation,” said Maritza Abadía, president of Banesco USA in Puerto Rico.
Flexibility in credit terms, installments, and guarantees becomes a determining factor. The ability to access tailored financing is what allows companies to keep pace in a competitive and evolving environment.
Cash management 100% online: Real-time efficiency
For many companies, the value of a banker lies in their ability to anticipate needs, propose customized solutions, and become a trusted partner. While Banesco USA is known for its emphasis on personalized customer service, we also understand the importance of innovation and the vital role that technology plays in business operations.
We offer a suite of digital banking and cash management solutions allowing clients to handle their banking needs conveniently and securely from anywhere.
“At Banesco USA, we maintain constant communication with the client, advising them on market changes and recommending adjustments to their business strategy and operations because our greatest interest is to collaborate with their success,” Abadía added.
Dedicated bankers: Advisors who understand your needs
Despite technological advancement, human relationships remain essential. Having dedicated and experienced bankers makes a difference when it comes to understanding the dynamics of each sector and the specific goals of each company. These professionals not only manage financial products but also provide strategic advice and personalized support.
A new standard in banking-business relationship
The combination of customized and flexible financing, digital cash management solutions, and personalized service sets a new standard in the banking industry. In an environment where companies face challenges in competition, inflation, and technological transformation, having a bank that integrates these attributes is key to sustaining growth and ensuring long-term financial stability.
Maritza Abadía is president of Banesco USA in Puerto Rico.
