New planner aims to simplify personal finance in 2026
A new financial planning tool called Stress-Free Money has been introduced in Puerto Rico to help people organize their finances, manage expenses and set realistic economic goals for the new year.
The quarterly planner was developed by financial consultant Lysbell Araujo, founder of Back to Basics, as a practical guide designed for users at any income level or degree of financial experience. The tool walks users through budgeting and planning exercises based on their current financial situation.
“It’s a resource that helps people organize their priorities, set realistic goals and more accurately understand the state of their finances,” Araujo said. “It includes key aspects such as cash flow analysis, income and expense planning, risk assessment, and defining short-, medium- and long-term objectives.”
Araujo said the launch coincides with the start of the new year, when improving financial health is among the top personal resolutions. The planner offers step-by-step guidance, beginning with identifying and paying down the smallest debts first and continuing in stages to larger balances. The format is designed to help people avoid setting overly aggressive targets that can lead to frustration.
The tool also includes sections for tracking daily expenses, such as groceries and household purchases, while encouraging users to account for entertainment and spending tied to quality of life.
“The Stress-Free Money financial agenda becomes a road map that helps people understand where they are, where they are headed and what decisions they need to make to achieve stability and economic growth,” Araujo said.
Stress-Free Money is available for purchase through Amazon.
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