Op-Ed: PREPA RSA hurts consumers, perpetuates debt crisis
December 20, 2019
A thorough and data-packed recent report on the potential impact of Puerto Rico’s PREPA debt restructuring plan proves what should be obvious: electricity prices that are already unaffordable will keep rising for the foreseeable future to pay for outstanding debt. The deal does not work for the people of Puerto Rico, will hurt economic recovery, and won’t […]
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Op-Ed: Planning ahead for a successful holiday sales season
December 18, 2019
The year-end shopping season has begun for online retailers and if they did not prepare their strategies for the high season on time, they run the risk of losing out to the competition. Next are some of my recommendations that can help online businesses have a successful selling season. Excellent customer service Retailers should take […]
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Op-Ed: Millennials, Gen Xers and Boomers can avoid holiday debt
December 16, 2019
What do Millennials, Gen Xers and Baby Boomers have in common? Not much, except that they all rack up debt this time of year. With each generation having its unique financial issues, Consolidated Credit is offering specific advice. Consolidated Credit analyzed four years of debt management program data and found that Millennial enrollments are at an […]
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Op-Ed: Prepare for your retirement
December 12, 2019
If you haven’t thought about your retirement years, now is the time to start. The sooner you start saving for retirement, the more you will achieve because it potentially increases the amount of money you will contribute for a longer time. It is estimated that you will need approximately 70% of your current income to […]
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Op-Ed: Evaluating P.R.’s energy transformation is an opportunity to define, promote public interest
December 11, 2019
Puerto Rico is overhauling its electrical power system: evaluating its integrated resource plan (IRP), approving wheeling regulations, acquiring a concessionaire for transmission and distribution, and setting up private management of power generation plants, among other measures that will affect the island’s electrical system for years to come. Unfortunately, a scattershot approach is being taken to […]
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Op-Ed: Was the Puerto Rico Planning Board right?
December 10, 2019
For about 30 years, observers have questioned the reliability of the macroeconomic statistics that the government of Puerto Rico prepares through its Planning Board. The technical questions about the quality of these statistics have been numerous, diverse, and persistent. On occasion, these questions have played a leading role in creating the conditions for Puerto Rico’s fiscal, […]
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Op-Ed: Truthful declarations can help avoid delays during busy holiday travel season
December 9, 2019
As the cold temperatures drop in the northern hemisphere, the holidays represent the start of the high season in the Caribbean; as one of the most favored destinations for travelers whether flying or just enjoying a pleasant cruise. U.S. Customs and Border Protection operations in Puerto Rico and the U.S. Virgin Islands highlight its available […]
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Op-Ed: USDA celebrates World Soil Day in the Caribbean area
December 6, 2019
Every Dec. 5, the U.S. Department of Agriculture joins partners around the globe to celebrate World Soil Day, an annual event to bring attention to the importance of healthy soil and to advocate for sustainable management of soil resources. USDA’s Natural Resources Conservation Service (NRCS) in the Caribbean Area is joining other organizations around the […]
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Op-Ed: Advantages of social networks for small- and mid-sized businesses
December 4, 2019
Nowadays, being an entrepreneur in a medium like ours is a real challenge. Well, let’s be honest, the obstacles we have to cross are many, and the support we have is almost null. Moreover, we could say that we live in an environment where entrepreneurship is not welcome. If you are one of the few […]
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Op-Ed: Avoid holiday scams, protect consumer trust and your bottom line
December 3, 2019
‘Tis the season to be jolly and keep a watchful eye out for costly cons! With the holidays nearing, millions of Americans will be out shopping for their family, friends and loved ones. It is estimated that Americans will spend more than $1.1 trillion this holiday season — an increase of 4% or $1,047.83, when […]
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Op-Ed: Shop local to support our communities this holiday season
November 26, 2019
During the holiday season, Americans across the country have a unique opportunity to strengthen their local economies, support their communities, and get great services and products by “shopping small” — visiting small businesses in their own communities. The holidays give us all the chance to reconnect with our neighbors and, whether you’re grabbing a cup […]
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Op-Ed: Emotional paycheck, the new currency for happy and productive employees
November 21, 2019
The world is changing. The integration of new generations into the workforce has changed the way we feel more productive and appreciated at work. It’s not only enough to have good economic remuneration, which, although important, is not a priority for many today. Today, more than a good salary is required to keep employees motivated, […]
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Op-Ed: Electricity consumers face minimum of $530M in fees to outside advisors
November 15, 2019
The debt restructuring agreement reached between the Puerto Rico Electric Power Authority (PREPA) and its creditors, which is currently pending before a bankruptcy judge, will force utility customers to pay “largely unspecified, apparently unlimited, and wholly unchecked professional fees and expenses.” That is the finding of an independent fee examiner hired by the bankruptcy court […]
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Op-Ed: Understanding in-bond shipments to Puerto Rico
November 14, 2019
You started a small business selling auto parts based on your contacts and years in that industry. You were able to buy a container of automobile brakes from a manufacturer in that you know in Vietnam. As part of your due diligence, you found an international shipping company that can bring the container up to […]
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Op-Ed: How can your company evolve toward new reality of ‘Industry 4.0?’
November 11, 2019
Eighty-eight percent of the companies that were included in the Fortune 500 list in 1955, do not exist or are currently out of this ranking. That has been one of the most visible and tangible impacts of the digital revolution in the last 60 years. Today, with the rapid incorporation of 4.0 technologies that connects […]
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