under the Puerto Rico Insurance Code you have the right under law to be able to freely select your own insurance agent or broker of your choice before or after the closing your mortgage. (Credit: Ragsac19 | Dreamstime.com)
“Employers should know that the U.S. Department of Labor takes misclassifying employees as independent contractors very seriously. Attempts to avoid complying with the law will be met with litigation to ensure that workers receive the wages they’re owed.”
— Jeffrey S. Rogoff, regional solicitor, U.S. Labor Department